{
  "id": 19756998,
  "title": "Breach of duty of care?: Car accident at the zebra crossing - Must cyclist co-pay?",
  "url": "https://urgent.news/2026/11/13/sorgfaltspflicht-verletzt-autounfall-am-zebrastreifen-muss-radlerin",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-13T04:01:04.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/mobilitaet/motor/sorgfaltspflicht-verletzt-autounfall-am-zebrastreifen-muss-radlerin-mithaften/100269579.html"
  },
  "original_language": "de",
  "account": "A cyclist who rides over a zebra crossing without dismounting can be found to have violated their duty of care, rendering them fully liable for any collision, according to a Hamburg Lower Court decision reported by the ADAC. In a case involving a motorist and a cyclist, both traveling in the same direction during heavy traffic, the cyclist ended a cycling path and crossed the zebra crossing over the road. The vehicle hit the cyclist, and the driver demanded full compensation from the cyclist's liability insurance. The driver argued that the cyclist had failed to fulfill their duty of care by not dismounting and crossing as a pedestrian. However, the insurance initially denied the claim, arguing that the motorist had violated their duty of care. The insurance later agreed to pay half the compensation, but the driver still sought the remaining 50 percent. The Hamburg Lower Court ultimately decided that the cyclist had significantly violated their duty of care by riding over the zebra crossing. They were required to dismount and walk across, as there was no separate crossing assistance for cyclists. The heavy traffic, especially in the opposite direction, reduced the driver's visibility, and the cyclist was not seen until very late. The court found the driver to be following regulations and not responsible for the accident due to the cyclist's failure to dismount. The court also deemed the driver's behavior not negligent, as they were not distracted by nearby pedestrians. Therefore, the driver's insurance was required to pay the full amount of the cyclist's damages.",
  "summary": "Cycling across a zebra crossing in heavy traffic and poor visibility. Then a collision with a car. The driver demands full compensation - how will the court decide?",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}