{
  "id": 19750329,
  "title": "Interview: Economic Expert Werding: \"We've taken a huge step in the right direction\"",
  "url": "https://urgent.news/2026/11/13/interview-wirtschaftweise-werding-wir-haben-einen-riesenschritt-in",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-13T03:00:00.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/finanzen/vorsorge/altersvorsorge-sparen/altersvorsorgedepot-riesenschritt-in-die-richtige-richtung-gemacht/100265684.html"
  },
  "original_language": "de",
  "account": "Wirtschaftsberater Werding, a member of the Expert Council, is pleased with the developments following the recent pension reforms. He believes that the private pension system has taken a significant step in the right direction. The Expert Council had previously called for private retirement savings to be simpler, more yield-oriented, and cost-effective. The introduction of the pension deposit is voluntary, but the Council also suggested that capital-covered provision should become more binding, ideally with an opt-out option to include those who are undecided. It seems that many people in this group urgently need an additional pension. Therefore, they would have preferred a model similar to Sweden's, where money automatically flows into an equity-based retirement plan. People there only have to choose between saving into a state product or a private provider. When payments are automatic, the barrier to opting out is high, according to behavior research and practical experience. The Age Security Commission has now recommended this compulsory model.",
  "summary": "Martin Werding is one of the idea generators for the retirement savings depot. In the interview, the economist explains where savers need to pay attention and what he would do with the money for the fuel discount.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}