{
  "id": 19640495,
  "title": "Trying to Keep Your 2027 Retirement Healthcare Costs Down? 3 Things to Do During the Medicare Open Enrollment Period.",
  "url": "https://urgent.news/2026/11/12/trying-to-keep-your-2027-retirement-healthcare-costs-down-3-things-to",
  "topic": "health",
  "section": "Health & Medicine",
  "published": "2026-11-12T11:00:02.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/retirement/2026/11/12/trying-to-keep-your-2027-retirement-healthcare-costs-down-3-things-to-do-during-the-medicare-open-enrollment-period/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": "The Medicare open enrollment period runs through December 7, 2026, offering the only chance for most people to adjust their retirement health insurance coverage for the following year. Reviewing options during this period is crucial for those seeking to minimize costs. Original Medicare's premiums and deductibles cannot be altered or avoided easily, but supplementary or Medicare Advantage plans may provide options for different costs and coverage levels. Those expecting minimal healthcare expenses may opt for a plan with a higher deductible and lower premiums, while those anticipating high costs might prefer a plan with higher premiums, lower deductibles, and a cap on annual out-of-pocket expenses. Medicare Advantage plans come with provider networks and referral requirements, so it's essential to consider these factors when comparing options. Regardless of the chosen plan, ensure it covers current and anticipated medical needs, including any ongoing medications. To make an informed decision, review all Medicare plan options for 2027, comparing costs, provider networks, and coverage. Starting this process early will help avoid last-minute rushes and allow for thorough consultation with plan providers if needed.",
  "summary": "This could be one of the most important decisions you make heading into 2027.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}