{
  "id": 19635042,
  "title": "Coral Reefs Protect More Than Fish. Their Collapse Could Hit Your Insurance and Power Grid Costs",
  "url": "https://urgent.news/2026/11/12/coral-reefs-protect-more-than-fish-their-collapse-could-hit-your",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-12T09:30:00.000Z",
  "source": {
    "name": "Inc.",
    "slug": "inc",
    "url": "https://www.inc.com/soren-kaplan/coral-reefs-protect-more-than-fish-their-collapse-could-hit-your-insurance-and-power-grid-costs/91434859"
  },
  "original_language": "en",
  "account": null,
  "summary": "Reefs shield coastal property and infrastructure while supporting marine life. Their decline shows leaders which early-warning signals belong on dashboards.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}