{
  "id": 19593197,
  "title": "Kilometers, number of payments and Co.: Vehicle insurance: This is how you can save money without switching providers",
  "url": "https://urgent.news/2026/11/12/kilometer-zahlweise-und-co-kfz-versicherung-so-lasst-sich-auch-ohne",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-12T02:33:05.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/mobilitaet/motor/kilometer-zahlweise-und-co-kfz-versicherung-so-laesst-sich-auch-ohne-wechsel-sparen/100269264.html"
  },
  "original_language": "de",
  "account": "Hermann-Josef Tenhagen from Finanztip advises that instead of switching car insurance providers, policyholders can review and adjust their existing contracts to save money. Reducing the number of drivers listed, for example, can lead to significant savings, as adding an 18-year-old driver can increase premiums by 120%. Agreeing to use a specific workshop for repairs can also lower premiums by 12%. Additionally, increasing the deductible, paying the premium annually, and updating the annual mileage can also result in savings of up to 20%.",
  "summary": "The switching season for car insurance is in full swing. For many, switching means saving. But even for those who don't want to switch, it's possible to make their existing policy cheaper under certain circumstances.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}