{
  "id": 19499653,
  "title": "SoFi's 4.40% Deposit Offer Could Be a Smart Move. Here's the Risk.",
  "url": "https://urgent.news/2026/11/11/sofis-4-40-deposit-offer-could-be-a-smart-move-heres-the-risk",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-11-11T13:10:02.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/investing/2026/11/11/sofi-s-4-40-deposit-offer-could-be-a-smart-move-here-s-the-risk/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": null,
  "summary": "SoFi's record earnings and unconventional banking strategy reveal a compelling growth opportunity. But rising funding costs could change the equation. Here's what investors need to watch.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Nasdaq Markets",
        "title": "SoFi's 4.40% Deposit Offer Could Be a Smart Move. Here's the Risk.",
        "url": "https://urgent.news/2026/11/11/sofis-4-40-deposit-offer-could-be-a-smart-move-heres-the-risk-19501846",
        "published": "2026-11-11T13:30:02.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}