{
  "id": 19487024,
  "title": "Alternative Credit Scoring: How Everyday Bill Payments Could Change Credit Access in Nigeria",
  "url": "https://urgent.news/2026/11/11/alternative-credit-scoring-how-everyday-bill-payments-could-change",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-11-11T10:48:14.000Z",
  "source": {
    "name": "Nairametrics",
    "slug": "nairametrics",
    "url": "https://nairametrics.com/2026/11/11/alternative-credit-scoring-how-everyday-bill-payments-could-change-credit-access-in-nigeria/"
  },
  "original_language": "en",
  "account": null,
  "summary": "Imagine applying for a loan, relieved that your problem will soon be solved. Then the offer comes; it’s ₦5,000 or ₦10,000 if you’re lucky. That’s the reality many Nigerians face. They have a steady income, pay bills, and are financially responsible. Yet, their first offer is usually small because they haven’t built a credit history. […] The post Alternative Credit Scoring: How Everyday Bill…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}