{
  "id": 19402411,
  "title": "Gen Z and millennials are rapidly taking advantage of this health insurance tip for freelancers",
  "url": "https://urgent.news/2026/11/10/gen-z-and-millennials-are-rapidly-taking-advantage-of-this-health",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-10T21:30:00.000Z",
  "source": {
    "name": "Fast Company",
    "slug": "fast-company",
    "url": "https://www.fastcompany.com/91637371/gen-z-and-millennials-are-rapidly-taking-advantage-of-this-health-insurance-tip-for-freelancers"
  },
  "original_language": "en",
  "account": "Madelyn Roman, 31, and Brooke, both freelancers, discovered a solution to the problem of affording healthcare after going freelance. Instead of getting married, they obtained a domestic partnership, which allowed them to access their partner's employee healthcare. Domestic partnerships, once a typical arrangement for same-sex couples, are now available to couples of all sexual orientations, offering benefits such as access to a partner's healthcare, hospital visitation rights, and veteran benefits.\n\nIn the U.S., freelancers are increasingly using domestic partnerships as a way to secure healthcare. According to FlexJobs, the number of independent workers in the U.S. is expected to rise to 86.5 million by next year, up from 72 million. Freelancers like Roman and Brooke appreciate the freedom to work without the financial burden of a wedding. The average cost of a domestic partnership is far lower than that of a wedding, making it an attractive option for many.\n\nTo obtain a domestic partnership, couples typically fill out a form online and visit their local courthouse for an appointment. The process is straightforward and can often be completed quickly. However, it's essential to check if your partner's employer health insurance accepts domestic partners before pursuing this option. While domestic partnerships offer many benefits, they do not provide the same federal benefits as marriage and do not allow the pair to file joint taxes. Despite these limitations, many couples, such as Roman and Brooke, are grateful for the flexibility and peace of mind that domestic partnerships provide.",
  "summary": "When Madelyn Roman, 31, wanted to go freelance , the biggest barrier she faced wasn’t how she would make money, but how she would afford healthcare. Like many people in the U.S., Madelyn’s health insurance was tied to her employer. But then she learned about a way to get health insurance through her fiancé. (And no, it wasn’t pushing forward the wedding.). Once a common method for same-sex…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}