{
  "id": 19104879,
  "title": "Not in a FEMA Flood Zone? Your Home Could Still Be at Risk",
  "url": "https://urgent.news/2026/11/09/not-in-a-fema-flood-zone-your-home-could-still-be-at-risk",
  "topic": "world",
  "section": "World",
  "published": "2026-11-09T06:03:39.000Z",
  "source": {
    "name": "Insurance Journal",
    "slug": "insurance-journal",
    "url": "https://www.insurancejournal.com/news/national/2026/11/09/891924.htm"
  },
  "original_language": "en",
  "account": null,
  "summary": "If your home isn’t in a federally designated flood zone, flooding might seem like someone else’s problem. No one requires you to buy flood insurance, and the map suggests you’re in the clear. But reality may be very different. Mounting …",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}