{
  "id": 18331887,
  "title": "Ukraine Maintains Record-Low 11.5% NPL Ratio",
  "url": "https://urgent.news/2026/11/05/ukraine-maintains-record-low-11-5-npl-ratio",
  "topic": "world",
  "section": "World",
  "published": "2026-11-05T16:10:00.000Z",
  "source": {
    "name": "Kyiv Post",
    "slug": "kyiv-post",
    "url": "https://www.kyivpost.com/post/89260"
  },
  "original_language": "en",
  "account": null,
  "summary": "Ukraine's banking sector has maintained a record-low non-performing loan (NPL) ratio of 11.5% as of October 1, 2025, marking the lowest level in 17 years for the second consecutive month. The central bank credits this decline to a mix of robust new loan growth and the resolution of older non-performing debts. In the first nine months of 2025, banking sector lending grew by 20.5%, while NPLs decreased by 0.8%, bringing the total to Hr.187.8 billion ($4.1 billion). Notably, NPL ratios have fallen for both retail and corporate borrowers, with individual NPLs dropping by 1.2 percentage points to 9.6% and corporate NPLs falling by 3.3 percentage points to 13.7%.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}