{
  "id": 18303771,
  "title": "BoG Governor calls for improved financial health beyond access as Queen Maxima visits",
  "url": "https://urgent.news/2026/11/05/bog-governor-calls-for-improved-financial-health-beyond-access-as",
  "topic": "world",
  "section": "World",
  "published": "2026-11-05T12:37:34.000Z",
  "source": {
    "name": "GBC Ghana",
    "slug": "gbc-ghana",
    "url": "https://www.gbcghanaonline.com/news/business/bog-governor-calls-for-improved-financial-health-beyond-access-as-queen-maxima-visits/2026/"
  },
  "original_language": "en",
  "account": "Dr. Johnson Asiama, Governor of the Bank of Ghana, has called for enhanced financial well-being as Queen Máxima of the Netherlands toured the country. While acknowledging Ghana's strides in financial inclusion via digital advancements and enhanced infrastructure, Dr. Asiama emphasized the necessity of expanding financial health. During a roundtable in Accra, he clarified that financial health encompasses more than just access to basic services, including savings, insurance, pensions, investment prospects, and financial education. He highlighted responsible credit as vital for individuals to invest in the future and businesses to secure capital for expansion, job creation, and innovation. \"Closing this financing gap mandates leveraging technology, data, and innovation to broaden credit access, minimize information gaps, and establish viable businesses with fair and sustainable financing,\" he stated. Dr. Asiama underscored access to finance as a significant hurdle for micro, small, and medium-sized enterprises, which are crucial for job creation, innovation, and livelihood support. Many viable businesses continue to face difficulties in obtaining financing due to credit assessment and delivery system constraints. The roundtable convened stakeholders from the financial sector, government, development agencies, and industry to discuss strategies for bolstering savings, insurance, and long-term financial stability. The Bank of Ghana emphasized the need for intensified cooperation between regulators, government, financial institutions, and development partners to pinpoint barriers and devise practical solutions to elevate financial health. Dr. Asiama expressed gratitude to Queen Máxima for her persistent leadership in advancing financial inclusion and health globally. He expressed optimism that the engagement would culminate in clear priorities and tangible commitments to enhance financial outcomes for individuals and businesses in Ghana. Queen Máxima affirmed Ghana's commendable efforts to broaden financial access across all sectors and stressed the pivotal role of inclusive financial services in achieving better outcomes for individuals and enterprises. She underscored the notion that \"financial access is a means to an end; financial health is the end.\"",
  "summary": "By: Naa Dzagbley Ago The Governor of the Bank of Ghana, Dr. Johnson Asiama, says more needs to be done to ensure that expanded access to financial services translates into improved financial well-being for individuals and businesses. He said Ghana had made significant progress in financial inclusion through digital innovation and improved financial infrastructure but […]",
  "key_points": [
    "Dr. Asiama calls for improved financial health beyond access",
    "Queen Máxima visits Ghana to discuss financial inclusion",
    "Roundtable focuses on savings, insurance, and long-term stability"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Starr FM",
        "title": "Queen Máxima visits Bank of Ghana as Ghana steps up financial health agenda",
        "url": "https://urgent.news/2026/11/05/queen-maxima-visits-bank-of-ghana-as-ghana-steps-up-financial-health",
        "published": "2026-11-05T10:13:03.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}