{
  "id": 18298239,
  "title": "Altersvorsorge: Wie sich der Riester-Nachfolger für Gutverdiener lohnen kann",
  "url": "https://urgent.news/2026/11/05/altersvorsorge-wie-sich-der-riester-nachfolger-fur-gutverdiener",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-05T11:17:00.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/finanzen/anlagestrategie/geldanlage-diese-steuerregeln-sollten-sparer-beim-altersvorsorgedepot-kennen/100222434.html"
  },
  "original_language": "de",
  "account": "Munich – The Altersvorsorge pension depot officially begins on December 31st of this year, marking the end of the Riester-Rente for high earners. As of January 2027, not only employees but potentially freelancers and officials can benefit from state subsidies through this successor plan. Financial expert Niels Nauhauser, from the Verbraucherzentrale Baden-Württemberg, predicts that \"primarily high earners will receive offers,\" due to the potential for tax benefits. These advantages are especially relevant for those who contribute more than necessary for the maximum subsidy. Nauhauser anticipates that banks and financial service providers will leverage the tax benefits to attract customers in the coming months. As a result, many individuals should take the time to familiarize themselves with the various models and determine which ones will be advantageous for them.",
  "summary": "In das Altersvorsorgedepot kann mehr eingezahlt werden, als für die Förderung notwendig ist. Im Ruhestand sind dann die Steuersätze niedrig – mitunter werden sie aber teuer bezahlt.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}