{
  "id": 18249584,
  "title": "After regulation comes mail?: Insurer announces: These options are available to those affected",
  "url": "https://urgent.news/2026/11/05/nach-regulierung-kommt-post-versicherer-kundigt-diese-moglichkeiten",
  "topic": "business",
  "section": "Business",
  "published": "2026-11-05T03:56:04.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/finanzen/steuern-recht/nach-regulierung-kommt-post-versicherer-kuendigt-diese-moeglichkeiten-haben-betroffene/100267450.html"
  },
  "original_language": "de",
  "account": "Two times within the past year, a storm has destroyed the roofs of residential buildings. While insurance companies compensate for the damage, homeowners soon receive a termination notice. According to Peter Grieble, an insurance expert at Baden-Württemberg's Consumer Center, this may happen in such cases, and insurers have the right to unilaterally terminate policies in these situations. Peter Grieble explains that insurers are private businesses that regularly assess the profitability of their insurance segments and may sever contracts if necessary. The main problem for affected customers is that it can be difficult or impossible to find a new insurance policy. Julia Alice Böhne from the Association of Insurers in Hamburg adds that when applying for a new policy, insured persons typically need to disclose who terminated the previous policy and the nature of the damage. The insurer's knowledge of the previous insurer's actions can lead to the new insurer rejecting the contract. Besides, the number and severity of the damages can determine the likelihood of obtaining a new policy. Peter Grieble advises that rather than giving up on finding another insurance policy, insured persons should consider these options.",
  "summary": "For example, after a regulated loss, insurers often have the right to terminate contracts. What you can then do to avoid being left without insurance protection.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}