{
  "id": 18237106,
  "title": "Redefining Investment Advisory in the Age of AI",
  "url": "https://urgent.news/2026/11/05/redefining-investment-advisory-in-the-age-of-ai",
  "topic": "ai",
  "section": "AI",
  "published": "2026-11-05T02:55:35.000Z",
  "source": {
    "name": "SCMP Business",
    "slug": "scmp-business",
    "url": "https://www.scmp.com/presented/business/topics/ai-wealth-management/article/3373210/redefining-investment-advisory-age-ai"
  },
  "original_language": "en",
  "account": "A generation ago, Hong Kong retail investors would check closing prices in the morning paper and call a broker to place trades. However, today 95% of the city's stock investors trade online, with nearly two-thirds using a securities brokerage's mobile app, according to the Investor and Financial Education Council's latest retail investor study. This shift in behavior set the stage for this year's Hong Kong FinTech Week x StartmeupHK, which began on November 2nd at the Hong Kong Convention and Exhibition Centre and attracted over 45,000 participants from more than 120 economies. Regulators used the week to announce new measures on artificial intelligence applications and governance, tokenisation, and payment connectivity.\n\nForthright Securities, a licensed brokerage under JF SmartInvest Holdings, was one of the first-time exhibitors at the event. The brokerage's Gold Sponsor pitch challenged the notion that technology advancement necessarily diminishes the importance of human expertise. CEO Richard Zhengwei He emphasized the company's \"AI + Advisory\" model, which combines intelligent tools with dedicated professional support. He argued that while AI can handle the analysis and monitoring of markets in real-time, the advisory role remains essential for personalized guidance and decision-making. He also expressed confidence that AI would not conflict with traditional wealth management institutions but rather enhance their ability to provide reliable and suitable guidance to a broader range of clients.\n\nForthright's exhibit showcased the Forthright Smart Investment Terminal, a dedicated investment tablet for experienced individual investors. The tablet integrated AI-powered analysis, real-time market support monitoring, and analytical tools with the firm's own investment research. This division of labor allowed the system to monitor the market overnight while human advisers focused on addressing questions that the AI could not resolve. The company's AI services have already proven successful, with over 80% of clients utilizing three key features: AI Assistant, Market Monitoring, and Portfolio Analysis. These factors contributed to higher retention and engagement rates.\n\nForthright positions itself as a retail-sized wealth hub, aiming to deliver continuous, personalized attention to individual investors through its \"AI + Advisory\" approach. This model combines three pillars: Dedicated Advisory, In-Depth Research, and AI-Driven Investing. The company's flagship investor experience hub in Sheung Wan features both AI terminals and face-to-face advisers, demonstrating that technology can improve accessibility and timeliness while maintaining personalized human interaction. Forthright's commitment to this integrated online and offline service model was highlighted by its recent four-floor flagship investor experience space in Sheung Wan.",
  "summary": "[The content of this article has been produced by our advertising partner.] A generation ago, a Hong Kong retail investor might have checked the closing prices in the morning paper and phoned a broker to place a trade. Today, 95 per cent of the city’s stock investors trade online, and nearly two-thirds turn most often for the mobile app of a securities brokerage rather than their bank, according…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}