{
  "id": 17930389,
  "title": "Explainer: Cyber fraud: Who pays when your account is hacked?",
  "url": "https://urgent.news/2026/11/03/explainer-cyber-fraud-who-pays-when-your-account-is-hacked",
  "topic": "tech",
  "section": "Tech",
  "published": "2026-11-03T06:54:14.000Z",
  "source": {
    "name": "BusinessDay Nigeria",
    "slug": "businessday-nigeria",
    "url": "https://businessday.ng/analysis/article/explainer-cyber-fraud-who-pays-when-your-account-is-hacked/"
  },
  "original_language": "en",
  "account": null,
  "summary": "A customer wakes up to discover that millions of naira have disappeared from their bank account overnight. They did not",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}