{
  "id": 17863414,
  "title": "Not in a FEMA flood zone? Your home could still be at risk—and you could suffer more than your neighbor",
  "url": "https://urgent.news/2026/11/02/not-in-a-fema-flood-zone-your-home-could-still-be-at-risk-and-you-17863414",
  "topic": "world",
  "section": "World",
  "published": "2026-11-02T21:40:01.000Z",
  "source": {
    "name": "Phys.org",
    "slug": "phys-org",
    "url": "https://phys.org/news/2026-11-fema-zone-home-neighbor.html"
  },
  "original_language": "en",
  "account": null,
  "summary": "If your home isn't in a federally designated flood zone, flooding might seem like someone else's problem. No one requires you to buy flood insurance, and the map suggests you're in the clear. But reality may be very different.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "The Conversation",
        "title": "Not in a FEMA flood zone? Your home could still be at risk – and you could suffer more than your neighbor",
        "url": "https://urgent.news/2026/11/02/not-in-a-fema-flood-zone-your-home-could-still-be-at-risk-and-you",
        "published": "2026-11-02T13:21:38.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}