{
  "id": 17788596,
  "title": "FG introduces USSD code for loans covering food, solar, others",
  "url": "https://urgent.news/2026/11/02/fg-introduces-ussd-code-for-loans-covering-food-solar-others-17788596",
  "topic": "world",
  "section": "World",
  "published": "2026-11-02T11:48:51.000Z",
  "source": {
    "name": "Punch",
    "slug": "punch",
    "url": "https://punchng.com/fg-introduces-ussd-code-for-loans-covering-food-solar-others/"
  },
  "original_language": "en",
  "account": "The Federal Government has introduced a USSD-based credit service called SPARK to help Nigerians access consumer loans through basic mobile phones without needing internet connectivity or smartphones. The service was unveiled by the Nigerian Consumer Credit Corporation, also known as CREDICORP, to expand credit access, especially for first-time borrowers with limited or no formal credit history. To access SPARK, interested Nigerians must dial *347*333#. The service is not yet fully operational nationwide and is expected to become more widely available by the end of 2026.\n\nCREDICORP's SPARK program falls under their broader consumer credit initiatives, which focus on five key areas: Mobility, Digital devices, Energy solutions, Home improvement, and Life essentials. However, the announcement does not confirm that all listed goods and services can be financed through SPARK specifically. The program aims to help borrowers establish repayment records, improving their credit profiles and opening opportunities for further financial services.",
  "summary": "The Federal Government has introduced a USSD-based credit service designed to help Nigerians access consumer loans using basic mobile phones without requiring internet connectivity or smartphones. Read More: https://punchng.com/fg-introduces-ussd-code-for-loans-covering-food-solar-others/",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}