{
  "id": 17788518,
  "title": "Access Holdings’ 9M 2026 Results: Building a stronger foundation for sustainable shareholder returns",
  "url": "https://urgent.news/2026/11/02/access-holdings-9m-2026-results-building-a-stronger-foundation-for",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-11-02T11:20:52.000Z",
  "source": {
    "name": "Nairametrics",
    "slug": "nairametrics",
    "url": "https://nairametrics.com/2026/11/02/access-holdings-9m-2026-results-building-a-stronger-foundation-for-sustainable-shareholder-returns/"
  },
  "original_language": "en",
  "account": "Access Holdings' unaudited results for the nine months ended September 30, 2026, indicate a business increasingly focused on the quality of earnings from its scale. Profit Before Tax rose by 8.3% to ₦667.4 billion, while Profit After Tax increased by 5.9% to ₦474.2 billion. However, the most significant improvements lie in net interest income after impairment, which grew by 32.1% to approximately ₦1.2 trillion. This is largely due to a 73.5% decline in impairment charges, from ₦350.0 billion to ₦92.9 billion. Fee and commission income also increased by 12.4% to ₦534.9 billion. Despite an 11.8% rise in operating expenses and a 40.8% decline in total other operating income, core operating income grew by 5.4% to ₦1.83 trillion. The Group's balance sheet grew to ₦52.6 trillion in total assets, with customer deposits increasing by 6.6% to ₦36.9 trillion and loans and advances to customers growing by 7.4% to ₦14.3 trillion. The Banking Group accounted for 96.0% of Group Profit Before Tax, with international operations contributing 43.7%. The results highlight the Group's strategic focus on extracting greater quality and productivity from its existing scale, rather than merely expanding. Management aims to achieve this through stronger execution, robust risk governance, regulatory compliance, capital allocation, and operating efficiency.",
  "summary": "Access Holdings’ nine-month performance points to improving earnings quality, a substantial and geographically diversified franchise, and a clearer strategic focus on converting scale into more productive and sustainable shareholder returns. The post Access Holdings’ 9M 2026 Results: Building a stronger foundation for sustainable shareholder returns appeared first on Nairametrics .",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}