{
  "id": 1724545,
  "title": "Best CD rates today, Tuesday, August 18, 2026: Lock in up to 4.30% APY today on a 16-month CD",
  "url": "https://urgent.news/2026/08/18/best-cd-rates-today-tuesday-august-18-2026-lock-in-up-to-4-30-apy",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-18T10:00:00.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-tuesday-august-18-2026-lock-in-up-to-430-apy-today-on-a-16-month-cd-100000469.html"
  },
  "original_language": "en",
  "account": "Despite deposit account rates declining, consumers can secure a competitive return on a certificate of deposit (CD) today. The best CDs currently offer rates of 4% or higher. CD rates today are notably higher than traditional savings accounts. The highest CD rate available today is 4.30% APY, provided by Synchrony Bank on a 16-month CD. A snapshot of CD rates across various terms today includes 6-month CDs at 4%, 1-year CDs at 4.10%, 18-month CDs at 4.20%, and 2-year CDs at 4.30%. Factors such as your goals, financial institution, CD term, type of institution, account terms, and inflation should be considered when selecting a CD.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}