{
  "id": 17225030,
  "title": "easypaisa digital bank Reports Profit Before Tax of PKR 13.30 Billion for Nine Months Ended September 2026, EPS Stands at PKR 12.31",
  "url": "https://urgent.news/2026/10/30/easypaisa-digital-bank-reports-profit-before-tax-of-pkr-13-30-billion",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-30T11:57:16.000Z",
  "source": {
    "name": "ProPakistani",
    "slug": "propakistani",
    "url": "https://propakistani.pk/2026/10/30/easypaisa-digital-bank-reports-profit-before-tax-of-pkr-13-30-billion-for-nine-months-ended-september-2026-eps-stands-at-pkr-12-31/"
  },
  "original_language": "en",
  "account": "Easypaisa digital bank reported a Profit Before Tax (PBT) of PKR 13.30 billion for the nine months ended September 2026, marking a 2.35-fold increase compared to the previous year's same period. The company's earnings per share (EPS) stood at PKR 12.31. The growth in revenue, which surged by 38.53% to PKR 46.67 billion, was attributed to an expanding customer base, increased transaction volumes, and investments in customer acquisition, talent, technology, and digital innovation. Revenue from lending, treasury, and fee-based services increased significantly, with fee-based income rising by 40.63% due to higher revenues from payment services like online payments, disbursements, collections, and insurance products. The cost-to-income ratio remained at 70.27%. Deposits grew by 59.06% to PKR 174.39 billion, with a strong deposit mix featuring a 96.99% CASA ratio and a 79% current account ratio. Net advances amounted to PKR 31.65 billion, resulting in an 18.15% advances-to-deposit ratio. The bank's asset quality remained robust, with non-performing loans at 2.91% of gross advances and a 165.07% coverage ratio. Easypaisa's capital adequacy ratio of 27.54% exceeded regulatory requirements. The company's President & CEO, Jahanzeb Khan, highlighted the results as evidence of the company's growth translating into sustainable financial performance, with plans to deepen customer relationships through lending, savings, remittances, and Islamic banking.",
  "summary": "The Board of Directors of easypaisa digital bank approved the financial statements for the nine-month period ended September 30, 2026. … Read More The post easypaisa digital bank Reports Profit Before Tax of PKR 13.30 Billion for Nine Months Ended September 2026, EPS Stands at PKR 12.31 appeared first on ProPakistani .",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}