{
  "id": 17181241,
  "title": "Scheduled Banks’ Statement of Position in India as on October 15, 2026",
  "url": "https://urgent.news/2026/10/30/scheduled-banks-statement-of-position-in-india-as-on-october-15-2026",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-30T05:30:52.000Z",
  "source": {
    "name": "Reserve Bank of India",
    "slug": "reserve-bank-of-india",
    "url": "https://www.rbi.org.in/scripts/BS_PressReleaseDisplay.aspx?prid=63887"
  },
  "original_language": "en",
  "account": "As of October 15, 2026, scheduled commercial banks in India held total liabilities to the banking system amounting to ₹444,799.69 crore, while their liabilities to others amounted to ₹28,475,892.20 crore. Borrowings from the Reserve Bank of India stood at ₹6,451 crore. The banks' cash reserves were ₹87,746.70 crore, and they had balances with the Reserve Bank of ₹827,461.41 crore.\n\nAmong their assets with the banking system, scheduled banks held balances with other banks worth ₹298,231.14 crore, money at call and short notice of ₹26,415.14 crore, advances to banks of ₹41,294.00 crore, and other assets of ₹111,689.30 crore. In terms of investments, banks held central and state government securities worth ₹7,469,975.65 crore, plus other approved securities of ₹17,512.50 crore. Scheduled commercial banks' total bank credit, excluding inter-bank advances, was ₹22,974,852.36 crore, with loans, cash credits, and overdrafts totaling ₹22,279,879.35 crore.",
  "summary": "(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs, PBs and LABs) ALL SCHEDULED BANKS 17-Oct-2025# 30-Sep-2026 15-Oct-2026 17-Oct-2025# 30-Sep-2026 15-Oct-2026 I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 317219.62 444799.69 409869.12 324279.53 453266.26 417736.16** b) Borrowings from banks 84168.86 79277.98 78959.86 84176.93 79280.16 79060.60 c)…",
  "key_points": [
    "Scheduled banks held ₹444,799.69 crore liabilities to banking system as of Oct 15, 2026",
    "RBI borrowings amounted to ₹6,451 crore with ₹87,746.70 crore cash reserves",
    "Assets included ₹7,469,975.65 crore government securities and ₹22,279,879.35 crore loans"
  ],
  "editors_take": "The massive concentration of assets in government securities and bank credit underscores the heavy reliance of India's scheduled commercial banks on state-backed instruments and private sector lending.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}