{
  "id": 17033772,
  "title": "ADB posts GH¢478.5m PBT, builds stronger capital and liquidity buffers",
  "url": "https://urgent.news/2026/10/29/adb-posts-gh-478-5m-pbt-builds-stronger-capital-and-liquidity-buffers",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-29T07:59:18.000Z",
  "source": {
    "name": "Joy Business",
    "slug": "joy-business",
    "url": "https://www.myjoyonline.com/adb-posts-gh%c2%a2478-5m-pbt-builds-stronger-capital-and-liquidity-buffers/"
  },
  "original_language": "en",
  "account": "The Agricultural Development Bank (ADB) PLC has reported impressive financial performance for the nine months ended September 30, 2026, with a profit before tax (PBT) of GH¢478.5 million, an increase from GH¢447.5 million in the same period last year. The Bank's profit after tax also rose to GH¢301.7 million from GH¢282.3 million, demonstrating sustained profitability. ADB's customer deposits grew by 19.5%, reaching GH¢15.36 billion, up from GH¢12.85 billion in September 2025. Additionally, the Bank's key prudential indicators, including Capital Adequacy Ratio (CAR) and liquidity ratio, improved significantly, with CAR rising to 27.41% and liquidity ratio to 145.83%, respectively. These developments highlight ADB's financial resilience and strengthened capital position, driving its transformation agenda.",
  "summary": "Agricultural Development Bank (ADB) PLC has recorded strong financial performance for the nine months ended September 30, 2026, posting a profit before tax (PBT) of GH¢478.5 million, up from GH¢447.5 million in the corresponding period of 2025.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}