{
  "id": 16968461,
  "title": "Q2 Holdings Q3 2026 slides: 30% EBITDA margin, AI momentum",
  "url": "https://urgent.news/2026/10/28/q2-holdings-q3-2026-slides-30-ebitda-margin-ai-momentum",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-28T22:23:00.000Z",
  "source": {
    "name": "Investing.com",
    "slug": "investing-com",
    "url": "https://www.investing.com/news/company-news/q2-holdings-q3-2026-slides-30-ebitda-margin-ai-momentum-93CH-4981133"
  },
  "original_language": "en",
  "account": "Q2 Holdings Inc. reported its third quarter 2026 results on October 28, achieving a milestone with a 30% adjusted EBITDA margin for the first time. Despite beating revenue and earnings estimates, shares fell 2.08% in after-hours trading. The company's revenue grew 12% year-over-year to $225.8 million, while its adjusted EBITDA increased 39% to $67.8 million. Subscription revenue, which makes up 83% of total revenue, grew 14% year-over-year. CEO Matt Flake highlighted strong performance in digital banking bookings and credit unions, while also noting progress in AI-driven fraud solutions. Despite the success, investors expressed caution about the sustainability of margin gains and the timeline for AI revenue growth.",
  "summary": null,
  "key_points": [
    "Q2 Holdings reports 30% adjusted EBITDA margin in Q3 2026",
    "Revenue grows 12% year-over-year to $225.8 million",
    "CEO Matt Flake highlights AI-driven fraud solutions progress"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}