{
  "id": 16918224,
  "title": "AI Is Changing How Banks Decide Who Gets a Business Loan",
  "url": "https://urgent.news/2026/10/28/ai-is-changing-how-banks-decide-who-gets-a-business-loan",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-28T14:40:42.000Z",
  "source": {
    "name": "PYMNTS",
    "slug": "pymnts",
    "url": "https://www.pymnts.com/news/artificial-intelligence/2026/ai-is-changing-how-banks-decide-who-gets-business-loan/"
  },
  "original_language": "en",
  "account": null,
  "summary": "Before a company’s loan request reaches a room full of bankers, a computer may have already sized it up. Artificial intelligence tools now score borrowers, sort through financial statements and write first drafts of loan approval memos. In many cases, nobody at the bank formally signed off on that change. That could become a big […] The post AI Is Changing How Banks Decide Who Gets a Business…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}