{
  "id": 16904012,
  "title": "Evaluating Commercial Replacement Cost Estimates: Beyond the Numbers Finale",
  "url": "https://urgent.news/2026/10/28/evaluating-commercial-replacement-cost-estimates-beyond-the-numbers",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-28T13:00:15.000Z",
  "source": {
    "name": "Insurance Journal",
    "slug": "insurance-journal",
    "url": "https://www.insurancejournal.com/blogs/academy-journal/2026/10/28/888816.htm"
  },
  "original_language": "en",
  "account": null,
  "summary": "This is the last in a series of guest posts from our friend Michael Gay. Documentation May Become “Exhibit A” For agents, one of the most important risk management tools is documentation. In my expert witness work, the agency file …",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}