{
  "id": 16835734,
  "title": "Pay-as-you-drive insurance being studied to lower costs for e-hailing drivers, Transport Ministry says",
  "url": "https://urgent.news/2026/10/28/pay-as-you-drive-insurance-being-studied-to-lower-costs-for-e-hailing-16835734",
  "topic": "world",
  "section": "World",
  "published": "2026-10-28T01:46:16.000Z",
  "source": {
    "name": "Malay Mail",
    "slug": "malay-mail",
    "url": "https://www.malaymail.com/news/malaysia/2026/10/28/pay-as-you-drive-insurance-being-studied-to-lower-costs-for-e-hailing-drivers-transport-ministry-says/240868"
  },
  "original_language": "en",
  "account": "The Malaysian government is exploring dynamic insurance models to help control soaring costs for drivers in the e-hailing industry, Transport Minister Datuk Seri Fadillah Yusof informed the MP Tan Hong Pin in a recent written reply to parliament. A dedicated Inter-Agency Task Force, established by Bank Negara Malaysia, is leading the charge to overhaul e-hailing insurance structures and reduce the financial strain on drivers. The proposed framework could replace static annual premiums with usage-based policies that charge based on mileage and individual risk assessments. This shift aims to provide a more equitable, responsive coverage system that mirrors the varied work schedules of gig-economy motorists. The task force is also weighing the potential of integrating telematics technology to monitor driving behaviors like speed and abrupt braking, incentivizing safer practices and reducing crash risks. The government is further considering enhanced data-sharing agreements between ride-hailing platforms and insurers to boost risk evaluation precision and accelerate accident claim verification procedures. This ambitious reform unites key stakeholders—Transport Ministry, Bank Negara, Land Public Transport Agency, Road Transport Department, insurance firms, takaful providers, and e-hailing driver associations—under an inter-agency coordination. Despite the promising initiative, the ministry declined to specify an implementation timeline or estimate the anticipated reduction in premium expenses for drivers.",
  "summary": "KUALA LUMPUR, Oct 28 — The federal government is studying dynamic insurance and takaful models that price coverage...",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}