{
  "id": 16831517,
  "title": "Pay-as-you-drive insurance being studied to lower costs for e-hailing drivers, Transport Ministry says",
  "url": "https://urgent.news/2026/10/28/pay-as-you-drive-insurance-being-studied-to-lower-costs-for-e-hailing",
  "topic": "science",
  "section": "Science",
  "published": "2026-10-28T01:46:16.000Z",
  "source": {
    "name": "Malay Mail",
    "slug": "malay-mail-malaymail",
    "url": "https://www.malaymail.com/news/malaysia/2026/10/28/pay-as-you-drive-insurance-being-studied-to-lower-costs-for-e-hailing-drivers-transport-ministry-says/240868"
  },
  "original_language": "en",
  "account": "The Malaysian government is exploring dynamic insurance models to target rising costs faced by e-hailing drivers, according to the Transport Ministry. A dedicated Inter-Agency Task Force, established by Bank Negara Malaysia, is working on restructuring insurance mechanisms to introduce usage-based policies priced by mileage and individual risk profiles. This shift from fixed annual premiums to per-kilometre coverage aims to make coverage fairer and more responsive to the varied work schedules of gig-economy drivers. The task force is also looking into incorporating telematics technology to monitor driving habits and encourage safer behavior, potentially reducing accident risks. Additionally, the government is seeking to enhance data-sharing between e-hailing platforms and insurers to improve risk assessment accuracy and expedite claims processing. While the Ministry of Transport reiterated that motor insurance is mandatory under the Road Transport Act 1987, the proposed reforms do not yet specify a timeline or estimate the percentage reduction in premiums for drivers.",
  "summary": "KUALA LUMPUR, Oct 28 — The federal government is studying dynamic insurance and takaful models that price coverage...",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}