{
  "id": 1668588,
  "title": "61% of Consumers Would Consider AI-Recommended Financing",
  "url": "https://urgent.news/2026/08/18/61-of-consumers-would-consider-ai-recommended-financing",
  "topic": "ai",
  "section": "AI",
  "published": "2026-08-18T08:00:46.000Z",
  "source": {
    "name": "PYMNTS",
    "slug": "pymnts",
    "url": "https://www.pymnts.com/consumer-insights/2026/61percent-of-consumers-would-consider-ai-recommended-financing/"
  },
  "original_language": "en",
  "account": null,
  "summary": "The PYMNTS Intelligence data reveals that 61% of U.S. consumers would consider an AI shopping assistant's Pay Later recommendation for at least one common purchase category, with Gen Z leading at 80% openness. The June 2026 edition of The Pay Later Ecosystem Report highlights that while 39% of surveyed consumers have used AI for payment-related activities in the past three months, interest extends beyond younger demographics, with Gen X (60%) and Millennials (78%) also expressing significant willingness. Key factors influencing consumer acceptance include affordability, credit protection, and control over the final decision, with 24% prioritizing the most affordable option and 28% valuing approval before purchase. The report suggests that AI can streamline Pay Later choices while respecting consumer agency, positioning the Pay Later ecosystem for wider adoption.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}