{
  "id": 16648979,
  "title": "Retiring by the End of 2026? 4 Key Questions to Ask Yourself First",
  "url": "https://urgent.news/2026/10/26/retiring-by-the-end-of-2026-4-key-questions-to-ask-yourself-first",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-26T19:36:02.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/retirement/2026/10/26/retiring-by-the-end-of-2026-4-key-questions-to-ask-yourself-first/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": "Retiring by the end of 2026 is a big goal. Before you cross that finish line, there are four key questions you should ask yourself. First, consider how much you have saved and what income that will generate each year. The 4% rule can be a helpful starting point, but adjust it if your investments are more conservative. Second, think about how Social Security can fit into your retirement income plan. If you were born in 1960 or later, your full retirement age is 67, and you can claim benefits as early as 62, though doing so will reduce your benefits. You can boost your Social Security income by delaying claims until age 70. Third, plan for health care expenses, especially if you'll be 65 or older when you retire. Make sure you'll be eligible for Medicare, or explore other options like COBRA or ACA plans if needed. Lastly, think about how to fill your days with purposeful activities during retirement, whether it's a new hobby, volunteer work, or part-time employment. By addressing these questions, you'll be better prepared for a smooth transition into retirement by the end of 2026.",
  "summary": "The right questions could help you avoid retiring too soon.",
  "key_points": [
    "Assess retirement savings and annual income using the 4% rule",
    "Consider Social Security benefits timing: 62 to 70 eligibility",
    "Plan for health care costs and Medicare eligibility at 65"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}