{
  "id": 16636218,
  "title": "Earnings call transcript: Consumer Portfolio Services posts record Q3 2026 growth",
  "url": "https://urgent.news/2026/10/26/earnings-call-transcript-consumer-portfolio-services-posts-record-q3",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-26T17:34:05.000Z",
  "source": {
    "name": "Investing.com",
    "slug": "investing-com",
    "url": "https://www.investing.com/news/transcripts/earnings-call-transcript-consumer-portfolio-services-posts-record-q3-2026-growth-93CH-4973366"
  },
  "original_language": "en",
  "account": "Consumer Portfolio Services (CPSS) announced record third-quarter 2026 results on an earnings call, posting revenue of $131.9 million, up 22% year over year. EPS improved to $0.30, a 50% increase from $0.20 a year earlier. Originations reached a record $815 million, up 108.5% from $391 million in the same period last year.\n\nWarehouse funding capacity topped $1 billion for the first time, providing the company with more room to expand. The fair value loan portfolio grew to $4.6 billion, a 28% increase from $3.6 billion.\n\nManagement stated that the company's growth occurred without relaxing credit standards. The company's fair value loan portfolio reached $4.6 billion at the end of September, compared to $3.6 billion a year earlier.\n\nRevenue for the nine months to September 2026 reached $365.6 million, up 12% from $325 million in the same period the prior year. EPS for the nine months was $0.80, a 36% increase from $0.59.\n\nNet income grew 42% year over year to $7 million, while pre-tax income rose 44% to $10.1 million. The company's current ratio stood at 5.79, indicating strong liquidity.\n\nCPSS's stock jumped 10.37% in after-hours trading following the earnings release, reaching $9.90 before easing to $9.64 later in the day. The stock is now near the top of its 52-week range of $7.46 to $10.49, reflecting positive sentiment among investors.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Seeking Alpha News",
        "title": "Consumer discretionary stocks with strong revenue growth and attractive valuations",
        "url": "https://urgent.news/2026/10/26/consumer-discretionary-stocks-with-strong-revenue-growth-and",
        "published": "2026-10-26T17:34:29.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}