{
  "id": 16502092,
  "title": "Retirees Will Get a 3.6% Social Security Raise in 2027 After Getting 2.8% This Year. Here's the Dollar Difference.",
  "url": "https://urgent.news/2026/10/25/retirees-will-get-a-3-6-social-security-raise-in-2027-after-getting-2",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-25T17:17:00.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/retirement/2026/10/25/retirees-will-get-a-36-social-security-cola-raise/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": "Retirees are set to receive a 3.6% increase in their Social Security benefits in 2027, compared to a 2.8% increase this year. The higher COLA (Cost of Living Adjustment) is attributed to the increased inflation rates recently. The average monthly Social Security benefit is $2,089, with a 2.8% raise boosting it from $2,010 to $2,066. However, these raises might not fully compensate for inflation, as the COLA is based on the CPI-W, which doesn't focus on the needs of older individuals. The CPI-E, a better measure for calculating Social Security COLAs, considers healthcare and housing costs more significantly. Additionally, the Social Security surplus is projected to be depleted by around 2032, reducing the income from Social Security taxes to cover only 78% of retirees' benefits. Therefore, it's crucial for retirees to plan for their retirement by saving and investing independently.",
  "summary": "The amount of the upcoming COLA will benefit retirees, but not as much as many of them need it to.",
  "key_points": [
    "Retirees to get 3.6% Social Security raise in 2027",
    "2.8% increase this year, average benefit $2,089",
    "COLA based on CPI-W, may not fully compensate inflation"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Nasdaq Markets",
        "title": "Retirees Will Get a 3.6% Social Security Raise in 2027 After Getting 2.8% This Year. Here's the Dollar Difference.",
        "url": "https://urgent.news/2026/10/25/retirees-will-get-a-3-6-social-security-raise-in-2027-after-getting-2-16509618",
        "published": "2026-10-25T17:37:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}