{
  "id": 16433354,
  "title": "Save taxes with pension fund buy-in or pillar 3a: Which variant is suitable for whom",
  "url": "https://urgent.news/2026/10/25/steuern-sparen-mit-pensionskasseneinkauf-oder-saule-3a-fur-wen-sich",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-25T04:30:00.000Z",
  "source": {
    "name": "NZZ Wirtschaft",
    "slug": "nzz-wirtschaft",
    "url": "https://www.nzz.ch/wirtschaft/einkauf-in-die-pensionskasse-vs-saeule-3a-die-besten-tipps-fuers-steuersparen-ld.10040148"
  },
  "original_language": "de",
  "account": "As the year comes to a close, individuals in Switzerland are looking for ways to save on taxes. Two options are making voluntary payments into the pension fund or column 3a. These payments can be deducted from taxable income, reducing tax liability and increasing retirement savings. The choice between the two options depends on individual circumstances, with factors to consider including the maximum amount that can be paid, investment strategies, and risks. Experts advise considering the financial situation of the pension fund and individual risk tolerance when making a decision.",
  "summary": "Voluntary contributions to occupational or private pension schemes increase retirement savings and reduce the tax burden. What to consider when choosing between the two options.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}