{
  "id": 16349961,
  "title": "Indian Railways To Offer Optional Travel Insurance At Reservation Counters From October 27; Cover Up To ₹10 Lakh",
  "url": "https://urgent.news/2026/10/24/indian-railways-to-offer-optional-travel-insurance-at-reservation",
  "topic": "world",
  "section": "World",
  "published": "2026-10-24T16:44:22.000Z",
  "source": {
    "name": "Free Press Journal",
    "slug": "free-press-journal",
    "url": "https://www.freepressjournal.in/mumbai/indian-railways-to-offer-optional-travel-insurance-at-reservation-counters-from-october-27-cover-up-to-10-lakh"
  },
  "original_language": "en",
  "account": "Indian Railways will begin offering optional travel insurance at reservation counters starting October 27, with coverage up to ₹10 lakh, according to the latest update from the Railway Board. This move, following a Supreme Court order on October 6, brings the insurance option to railway reservation counters, previously only available for online ticket buyers. Passengers can choose to opt into the insurance when booking tickets at these counters, with their consent, mobile number, and the premium being collected digitally along with the ticket fare. The insurance covers death, disability, and injuries arising from rail travel, with a maximum payout of ₹10 lakh. The insurance will remain optional, and passengers who choose not to opt in will not be covered under the scheme. Railway staff have been instructed to inform passengers about the facility and record their consent accurately. The premium of 45 paise per passenger, inclusive of taxes, will apply to both online and counter bookings.",
  "summary": "Mumbai: Passengers booking reserved railway tickets at Passenger Reservation System (PRS) counters will be able to opt for travel insurance from October 27, bringing the facility available to online ticket buyers to railway reservation counters. The Railway Board has directed all zonal railways to make the necessary arrangements before the deadline, following a Supreme Court order dated October 6…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}