{
  "id": 16332782,
  "title": "AU Small Finance Bank Q2’FY27 slides: 53% profit surge, AI gains",
  "url": "https://urgent.news/2026/10/24/au-small-finance-bank-q2fy27-slides-53-profit-surge-ai-gains",
  "topic": "world",
  "section": "World",
  "published": "2026-10-24T12:57:54.000Z",
  "source": {
    "name": "Investing.com",
    "slug": "investing-com",
    "url": "https://www.investing.com/news/company-news/au-small-finance-bank-q2fy27-slides-53-profit-surge-ai-gains-93CH-4970831"
  },
  "original_language": "en",
  "account": "On October 24, 2026, AU Small Finance Bank announced its Q2'FY27 results, revealing a significant 53% surge in profit after tax to ₹858 crore. Despite a challenging economic climate with high interest rates and geopolitical tensions, the bank outperformed the sector's growth estimates, with deposits up by 29% and loans up by 25%. The company's shares closed at ₹932.9, down 2.2% from the previous session. Key highlights included the bank's deposit base reaching ₹1.70 lakh crore, with CASA deposits crossing the ₹50,000 crore mark, and current account deposits growing 55% year-over-year to ₹11,693 crore. The cost of funds declined 43 basis points year-over-year to 6.41%, while gross loan portfolio expanded to ₹1.54 lakh crore. Profitability metrics improved, with return on assets rising to 1.7% and return on equity reaching 16.1%. Net interest margin expanded to 5.8%. Other income increased by 8% to ₹770 crore, and operating expenses grew by 26% to ₹2,077 crore. The bank's asset quality improved, with gross non-performing assets declining to 1.99% and net NPAs at 0.81%. The bank's strategic emphasis on AI and technology is evident in its digital footprint, with over 95% of transactions conducted digitally and 46 lakh registered users on its platform.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}