{
  "id": 16318054,
  "title": "After the Supreme Court order, Railways extends travel insurance scheme for counter tickets",
  "url": "https://urgent.news/2026/10/24/after-the-supreme-court-order-railways-extends-travel-insurance",
  "topic": "world",
  "section": "World",
  "published": "2026-10-24T11:26:35.000Z",
  "source": {
    "name": "The Indian Express",
    "slug": "the-indian-express",
    "url": "https://indianexpress.com/article/business/railways-travel-insurance-counter-tickets-extension-10935156/"
  },
  "original_language": "en",
  "account": "The Supreme Court's directive has prompted the Railway Board to extend an optional travel insurance facility to passengers booking reserved tickets at railway counters, in addition to those booking online. This extension was mandated by the top court on October 6, with the implementation deadline set for October 27.\n\nThe premium for this insurance will be collected digitally, matching the existing e-ticket insurance scheme. Reservation staff will ensure accurate capture of passenger details, including a mandatory mobile number, to facilitate policy issuance. Passengers opting for insurance will be informed that policy details will be conveyed to their registered mobile number.\n\nThe Optional Travel Insurance Scheme (OTIS) terms and conditions for online-ticket holders will apply equally to offline-ticket purchasers. The scheme covers death, permanent total disability, partial disability, and hospitalization expenses for injury, applicable for various classes of passengers except children below 5 years old.",
  "summary": null,
  "key_points": [
    "Supreme Court directs Railway Board to extend travel insurance to counter ticket bookings.",
    "Insurance premium to be collected digitally, matching online scheme.",
    "OTIS terms apply to both online and offline ticket purchasers."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}