{
  "id": 16210280,
  "title": "Are you ready for retirement? Because it's not just a question of having enough money",
  "url": "https://urgent.news/2026/10/23/are-you-ready-for-retirement-because-its-not-just-a-question-of",
  "topic": "world",
  "section": "World",
  "published": "2026-10-23T18:02:00.000Z",
  "source": {
    "name": "The National UAE",
    "slug": "the-national-uae",
    "url": "https://www.thenationalnews.com/business/money/2026/10/23/does-your-retirement-mean-walking-away-or-stepping-towards-something-new/"
  },
  "original_language": "en",
  "account": "Retirement readiness is not just about having enough money saved. While the income from employment may no longer be an obstacle for many people, there are other factors that still hold them back. A lack of clarity about the next stage of life and uncertainty about who they'll become once they leave their job are common reasons for hesitation. Work provides more than just financial stability; it structures the week, brings people together, makes individuals feel useful, and offers real problems to solve. When these aspects of work disappear, people often realize just how much they relied on them.\n\nFor others, retirement arrives because they've had enough. This could be after a particularly challenging year or after accumulating years of demanding deadlines and long hours. Despite having everything in order on paper, such individuals can find themselves at a loss when faced with a regular Tuesday morning. Some people stay in their roles longer than they should, while others leave too abruptly. In both cases, the question remains: are they truly ready for what lies ahead?\n\nBuilding something to step into after leaving a career is essential. This could come in the form of any committed activity that one takes seriously. Structured activities such as regular coaching sessions, university programs, learning new skills like piloting or sailing, or spending protected time with family and friends can provide a sense of structure and purpose. Connection becomes more challenging to maintain once the workplace environment changes, but it can be achieved through regular meetings with friends, family, or joining clubs and groups. Purpose is often the most difficult aspect to replace. Many successful executives derive their sense of self-worth from being relied upon by others, and this can be carried over into non-executive roles like chairing a charity or advising family wealth management.\n\nStimulation is another crucial factor that work provides. For decades, professionals have been tackling complex problems, and there's no substitute for this kind of mental challenge. Serious study, learning a new language, mastering a musical instrument, or engaging in sports can provide the same kind of mental stimulation. However, these activities require time and effort, and they take time to develop. It's crucial to start building these activities before leaving a career, as settling into a new routine takes some trial and error. The advice provided in this article is for informational purposes only and should not be considered as legal or financial advice. Readers should consult with appropriate professionals for personalized guidance.",
  "summary": "Many people I speak to could stop working tomorrow if they chose to. The income from employment stopped being the obstacle some time ago. And yet many keep going. Sometimes, that's because they love what they do, and there's nothing wrong with that. More often, when we talk it through, something else is holding them in place. They lack clarity and aren't sure what the next stage looks like, or…",
  "key_points": [
    "Retirement readiness involves more than just financial savings.",
    "Work provides structure, social interaction, and purpose beyond finances.",
    "Building new activities and connections is crucial for a smooth transition."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}