{
  "id": 16125923,
  "title": "Banks Add AI Agents, Keep Their 40-Year-Old Cores",
  "url": "https://urgent.news/2026/10/22/banks-add-ai-agents-keep-their-40-year-old-cores",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-22T23:10:44.000Z",
  "source": {
    "name": "PYMNTS",
    "slug": "pymnts",
    "url": "https://www.pymnts.com/news/artificial-intelligence/2026/banks-add-ai-agents-keep-their-40-year-old-cores/"
  },
  "original_language": "en",
  "account": null,
  "summary": "Banks keep their core systems because replacing them is costly and disruptive. Keeping them carries its own price. Employees work across fragmented applications, repeat manual steps and rely on expensive integrations. Fifty-two percent of financial institutions name legacy technology as an obstacle to real-time payments modernization, and 53% name manual-intensive internal processes, PYMNTS…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}