{
  "id": 16052640,
  "title": "Earnings call transcript: Live Oak Bancshares Q3 2026 EPS misses, revenue beats",
  "url": "https://urgent.news/2026/10/22/earnings-call-transcript-live-oak-bancshares-q3-2026-eps-misses",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-22T13:54:01.000Z",
  "source": {
    "name": "Investing.com",
    "slug": "investing-com",
    "url": "https://www.investing.com/news/transcripts/earnings-call-transcript-live-oak-bancshares-q3-2026-eps-misses-revenue-beats-93CH-4966552"
  },
  "original_language": "en",
  "account": "Live Oak Bancshares reported third-quarter 2026 earnings of $0.52 a share, falling short of analysts' estimate of $0.66. This decline was primarily due to a $17 million provision charge associated with the company's exited distillery portfolio. Revenue for the quarter reached $175.64 million, surpassing the forecasted $168.11 million. Despite the earnings miss, Live Oak's stock saw a slight increase in after-hours trading and later rose 0.44% to $35.51. The stronger-than-expected adjusted earnings, coupled with record pre-provision earnings and continued loan growth, have led investors to focus on these aspects of the company's performance.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 3,
    "also_reported_by": [
      {
        "outlet": "Seeking Alpha News",
        "title": "FirstCash Non-GAAP EPS of $2.68 beats by $0.05, revenue of $1.1B beats by $30M",
        "url": "https://urgent.news/2026/10/22/firstcash-non-gaap-eps-of-2-68-beats-by-0-05-revenue-of-1-1b-beats-by",
        "published": "2026-10-22T10:17:08.000Z"
      },
      {
        "outlet": "Motley Fool",
        "title": "Live Oak Bancshares (LOB) Q3 2026 Earnings Call Transcript",
        "url": "https://urgent.news/2026/10/22/live-oak-bancshares-lob-q3-2026-earnings-call-transcript",
        "published": "2026-10-22T16:54:09.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}