{
  "id": 15990066,
  "title": "2 Insurance Stocks to Buy That Keep About 16 Cents of Every Premium Dollar as Underwriting Profit",
  "url": "https://urgent.news/2026/10/22/2-insurance-stocks-to-buy-that-keep-about-16-cents-of-every-premium",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-22T02:15:00.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/investing/2026/10/21/2-insurance-stocks-to-buy-that-keep-about-16-cents/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": "Travelers and Chubb are two insurance stocks that currently retain around 16 cents of every premium dollar as underwriting profit. Both companies have an underlying combined ratio below 100%, indicating a profit after accounting for operating costs and claims. For every dollar in premiums collected, Travelers keeps approximately $0.16, while Chubb holds about $0.16 to $0.17 per premium dollar. In addition to their strong underwriting results, Travelers and Chubb both maintain substantial investment portfolios, valued at $100 billion and $172 billion respectively. These portfolios consist primarily of bonds, which provide consistent income. The companies generate significant investment income as well, with Travelers earning nearly $1.1 billion and Chubb earning over $1.7 billion in the second quarter of 2026. While their dividend yields are modest, their investment income streams make them attractive options for growth investors. Both companies are trading at price-to-book ratios above their five-year averages, further indicating their potential for long-term growth.",
  "summary": "Although neither Travelers nor Chubb is cheap today, strong operating results may interest growth-minded investors.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Nasdaq Markets",
        "title": "2 Insurance Stocks to Buy That Keep About 16 Cents of Every Premium Dollar as Underwriting Profit",
        "url": "https://urgent.news/2026/10/22/2-insurance-stocks-to-buy-that-keep-about-16-cents-of-every-premium-15990743",
        "published": "2026-10-22T02:35:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}