{
  "id": 15980905,
  "title": "Japan funding conditions still loose despite interest rate hikes, survey shows",
  "url": "https://urgent.news/2026/10/22/japan-funding-conditions-still-loose-despite-interest-rate-hikes-15980905",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-22T00:48:59.000Z",
  "source": {
    "name": "CNA - Business",
    "slug": "cna-business",
    "url": "https://www.channelnewsasia.com/business/japan-funding-conditions-still-loose-despite-interest-rate-hikes-survey-shows-6480816"
  },
  "original_language": "en",
  "account": "Despite recent interest rate hikes, liquidity conditions in Japan remain relatively loose, according to a survey released by the Bank of Japan. The survey, conducted from September 9 to October 13, found that major Japanese lenders reported increased demand for funds from corporate borrowers compared to three months ago. This is evident in the diffusion index, which measures the ratio of banks that saw corporate fund demand rise versus those seeing demand shrink. In the latest survey, the index stood at +3, indicating more banks observed an increase in demand compared to -1 from the previous survey. This positive reading suggests that financial conditions are still loose, even as the central bank raised its policy rate to a 31-year high of 1.25% on September 18. The Bank of Japan aims to keep an eye on how these recent hikes influence corporate funding to determine when its rate may reach a level deemed neutral to the economy.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 3,
    "also_reported_by": [
      {
        "outlet": "Channel News Asia",
        "title": "Japan funding conditions still loose despite interest rate hikes, survey shows",
        "url": "https://urgent.news/2026/10/22/japan-funding-conditions-still-loose-despite-interest-rate-hikes",
        "published": "2026-10-22T00:48:59.000Z"
      },
      {
        "outlet": "New Straits Times",
        "title": "Japan funding conditions still loose despite interest rate hikes",
        "url": "https://urgent.news/2026/10/22/japan-funding-conditions-still-loose-despite-interest-rate-hikes-15989495",
        "published": "2026-10-22T02:13:45.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}