{
  "id": 15739936,
  "title": "Apple still makes it too hard for Apple Pay competitors to emerge, says UK",
  "url": "https://urgent.news/2026/10/20/apple-still-makes-it-too-hard-for-apple-pay-competitors-to-emerge",
  "topic": "tech",
  "section": "Tech",
  "published": "2026-10-20T11:37:10.000Z",
  "source": {
    "name": "9to5Mac",
    "slug": "9to5mac",
    "url": "https://9to5mac.com/2026/10/20/apple-still-makes-it-too-hard-for-apple-pay-competitors-to-emerge-says-uk/"
  },
  "original_language": "en",
  "account": "Despite Apple loosening its grip on access to the NFC chip in iPhones, the UK's antitrust watchdog, the Competition and Markets Authority (CMA), claims it's still too difficult for third-party developers to create alternatives to Apple Pay. The CMA says developers have encountered high fees, strict terms, and technical restrictions that make it impractical to innovate and compete. Apple has responded to the CMA's proposal, stating that it will not adopt lower privacy and security protections and will continue to engage constructively towards a solution in the best interest of its users.",
  "summary": "Apple still makes it too hard for third-party developers to launch alternatives to Apple Pay , despite loosening its grip on access to the NFC chip embedded in iPhones. That’s the claim made by the UK’s antitrust watchdog, the Competition and Markets Authority (CMA). The CMA says developers have reported that the compromise terms offered by Apple still don’t make it practical to develop…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}