{
  "id": 15737025,
  "title": "Stephens cuts Citizens Financial stock price target on deposit concerns",
  "url": "https://urgent.news/2026/10/20/stephens-cuts-citizens-financial-stock-price-target-on-deposit",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-20T11:28:48.000Z",
  "source": {
    "name": "Investing.com",
    "slug": "investing-com",
    "url": "https://www.investing.com/news/analyst-ratings/stephens-cuts-citizens-financial-stock-price-target-on-deposit-concerns-93CH-4959782"
  },
  "original_language": "en",
  "account": "Citizens Financial Group (CFG) saw its price target reduced by investment firm Stephens to $65 from $70, while retaining an Equal Weight rating. During the third quarter, the bank's earnings per share rose, beating estimates, driven by lower credit costs and lower-than-expected expenses. However, revenue failed to meet projections, with gross loans up only 0.5% and capital markets fees declining 2.6% quarter-over-quarter. CFG's current P/E ratio of 12.45 and PEG ratio of 0.31 indicate potential value relative to growth. The firm projected operating earnings per share to reach $5.28 in 2026, $6.50 in 2027 (down less than 1%), and $7.50 in 2028 (down 1%). Stephens now anticipates return on tangible common equity to reach the 16% to 18% range by early-to-mid 2027, with net interest margin expected to surpass 3.30% over the same period. The company cited slowing private bank deposit growth, intensifying deposit competition, and a widening gap between its forecasted return on assets in 2028 (1.20%) and peers (1.33%) as concerns. These factors suggest the bank's shares may be nearing their full value at the current price.",
  "summary": null,
  "key_points": [
    "Stephens lowers Citizens Financial stock target to $65 from $70",
    "Concerns over slowing private bank deposit growth",
    "Projected return on tangible common equity 16% to 18% by 2027"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}