{
  "id": 15732314,
  "title": "What is the Average Net Worth by Age? [2025 Latest Data]",
  "url": "https://urgent.news/2026/10/20/what-is-the-average-net-worth-by-age-2025-latest-data",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-20T10:00:03.000Z",
  "source": {
    "name": "Of Dollars and Data",
    "slug": "of-dollars-and-data",
    "url": "https://ofdollarsanddata.com/average-net-worth-by-age/"
  },
  "original_language": "en",
  "account": "Here is my own account of the story based on the provided source material:\n\nThe Federal Reserve's 2025 Survey of Consumer Finances reveals insights into average net worth by age in the United States. Net worth is calculated as total assets minus liabilities, providing a snapshot of financial well-being. However, average net worth can be skewed by outliers, so median net worth is a more useful measure.\n\nIn 2025, the average U.S. household net worth is $1.23 million, up 6% from $1.16 million in 2022. But the median net worth is only $216,100, less than 1/5 of the average. This shows wealth is highly concentrated among the wealthiest households.\n\nBreaking down average net worth by age yields a wide range: under $136,000 for ages 0-24, peaking at $1.95 million for those 75 and older. The median net worth by age ranges from $13,000 for under 25-year-olds to $567,600 for those over 80.\n\nWealth typically increases steadily through the 60s before plateauing. However, survivorship bias likely contributes to the higher median net worth for those 80 and older - wealthier retirees tend to live longer. Despite wealth not usually growing much after retirement, it also doesn't decline much on average.\n\nIn summary, average and median net worth by age provide a useful benchmark for assessing personal financial health relative to peers. But the figures should be interpreted with caution, as outliers significantly impact the averages while the median net worth by age paints a more relatable picture of typical household wealth.",
  "summary": "Do you want to know how you are doing relative to your peers financially? Then this is the article for you. The Federal Reserve recently released its 2025 Survey of Consumer Finances , the gold standard of wealth data for American households. I've decided to take this data and calculate the average net worth by age so you can get a better handle on how you stack up financially. Of course, we know…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}