{
  "id": 15717681,
  "title": "At 12, Apple Pay Has Yet to Break the Card Habit In-Store",
  "url": "https://urgent.news/2026/10/20/at-12-apple-pay-has-yet-to-break-the-card-habit-in-store",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-20T08:00:34.000Z",
  "source": {
    "name": "PYMNTS",
    "slug": "pymnts",
    "url": "https://www.pymnts.com/digital-payments/2026/at-12-apple-pay-has-yet-to-break-the-card-habit-in-store/"
  },
  "original_language": "en",
  "account": null,
  "summary": "Your phone can handle the checkout. Your hand may still reach for the same old card. Twelve years after Apple Pay arrived, mobile wallets are gaining users, but familiar payment habits still have a firm grip on the register. “Apple Pay @12: Mobile Wallets Gain Ground, but Most Shoppers Still Tap a Card” is a […] The post At 12, Apple Pay Has Yet to Break the Card Habit In-Store appeared first on…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}