{
  "id": 15675989,
  "title": "Trai plans uniform OTP format to curb scams",
  "url": "https://urgent.news/2026/10/20/trai-plans-uniform-otp-format-to-curb-scams",
  "topic": "world",
  "section": "World",
  "published": "2026-10-20T00:30:16.000Z",
  "source": {
    "name": "Live Mint",
    "slug": "live-mint",
    "url": "https://www.livemint.com/news/trai-otp-sms-financial-scams-11792401514938.html"
  },
  "original_language": "en",
  "account": "The telecom regulator, Trai, is considering standardizing one-time password (OTP) messages across various platforms to combat scams, according to two sources familiar with the matter. Currently, the different formats of OTPs can make it difficult for users to tell genuine alerts apart from scams. The aim is to make these messages easier to recognize and more challenging for fraudsters to replicate. However, experts believe the impact of this standardization will be limited. Jatin, a New Delhi-based journalist with a focus on telecom and technology, reports on industry developments, regulatory changes, and policy decisions that influence India's digital landscape.",
  "summary": "Trai is discussing uniform OTP SMS formats with telecom operators and may issue a consultation paper. Standard templates could make messages easier to recognize and prevent codes appearing in previews, but experts caution that consistency alone will not stop scams.",
  "key_points": [
    "Trai plans to standardize OTP format across platforms",
    "Uniform OTPs aim to curb scams by distinguishing genuine alerts",
    "Experts doubt significant impact of standardization"
  ],
  "editors_take": "Standardizing message formats reduces the visual ambiguity that fraudsters exploit, though the effectiveness of this regulatory move depends on whether uniform patterns truly help users distinguish genuine alerts from scams.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}