{
  "id": 15608960,
  "title": "We Don't Fear Market Corrections. Nor Should You.",
  "url": "https://urgent.news/2026/10/19/we-dont-fear-market-corrections-nor-should-you",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-19T13:29:01.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/investing/2026/10/19/we-don-t-fear-market-corrections-nor-should-you/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": "During January 2022, Spotify was suggested as a Stock Advisor investment at approximately $209 per share. By November of the same year, amid a bearish market, the stock price had plummeted to around $69, a reduction of roughly two-thirds. Market downturns like these are challenging to endure, and many investors are seeking ways to prepare for the next one. Our approach, based on the philosophy followed by every analyst in Team Rule Breakers, is to acknowledge that difficult years are inevitable and have a portfolio designed to withstand them. Spotify's journey did not conclude in November 2022, and we will revisit it later. Market declines are frequent, occurring in roughly one out of every four or three years, with some periods being particularly severe, such as the dot-com bust, financial crisis, and COVID-19 crash. However, each of these downturns has ultimately paved the way for the market's long-term growth. At The Motley Fool, we do not attempt to predict the next downturn, as no one can determine when it might occur, but history indicates that such events will happen regardless. Instead, we focus on studying businesses. The Rule Breakers investing approach, informed by these market fluctuations, includes three key habits. The third habit emphasizes holding an investment for at least three years, while the fifth habit limits the initial position in any single stock to no more than 5% to minimize potential damage. The sixth principle involves reviewing quarterly and managing investments accordingly, ensuring that a market fluctuation does not dictate decisions. Members who stayed invested in Spotify through 2022 have since witnessed its recovery, with the stock up approximately 156% since the recommendation, outperforming the S&P 500. While not all investments should be in stocks, The Motley Fool advises that money placed in the market should be funds one can afford to keep for at least five years. This principle, known as \"Know and Name Its Purpose,\" distinguishes portfolios intended for short-term goals from those for long-term growth. The fourth principle, \"Establish Your Sleep Number,\" sets a personal limit on how much a stock can appreciate before causing concern, especially for those closer to retirement who have fewer years to recover from market downturns. Chief Rule Breaker David Gardner emphasizes that while the market tends to decline faster than it appreciates, it ultimately grows more significantly, and one must be prepared for both outcomes.",
  "summary": "The third habit of a Rule Breaker investor -- Invest. For At Least Three Years. -- sets three years as the bare minimum for holding a stock, and we'd happily hold our best companies for decades.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}