{
  "id": 15587017,
  "title": "KB Kookmin Card, SBI Holdings Eye AI Payments",
  "url": "https://urgent.news/2026/10/19/kb-kookmin-card-sbi-holdings-eye-ai-payments",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-19T09:32:32.000Z",
  "source": {
    "name": "BusinessKorea",
    "slug": "businesskorea",
    "url": "https://www.businesskorea.co.kr/news/articleView.html?idxno=279142"
  },
  "original_language": "en",
  "account": "On October 13th, KB Kookmin Card signed a memorandum of understanding for digital financial cooperation with SBI Holdings, SBI Everspin, and Everspin, a joint venture of the two companies. The main aim is to explore plans to link services across both countries using AI agents and digital payments. SBI Holdings, which runs an array of financial businesses such as securities, banking, and insurance, will collaborate with Everspin, a cybersecurity firm for the finance sector, and Everspin's joint venture, KYA Trust Gateway.\n\nThe companies intend to develop a trust system where AI agents can safely execute tasks within the parameters granted by users. KYA Trust Gateway, a platform managed by Everspin for the identity and authority of AI agents, will undergo joint development with Everspin. Technical verification for AI agent identity confirmation and authority validation will be conducted in stages. Initially, the focus will be on verifying identity confirmation when Korean AI agents access Japanese services, with future verification expanding to include authority management.\n\nShould the verification process prove successful, KB Kookmin Card plans to closely examine the feasibility of integrating its payment platform, KB Pay, and other services into this system. The next stage involves considering the integration of digital assets, such as stablecoins used by Japanese tourists, within the domestic payment environment. If actual payments are made at domestic affiliated stores, the companies will examine procedures for payment, settlement, cancellation, refunds, and the handling of fraudulent transactions.\n\nShould the results of the verification process lead to commercialization, it is anticipated that the related services will be rolled out. The participating companies aim to continuously broaden the scope of their cooperation by linking with diverse financial and non-financial services. A KB Kookmin Card official expressed optimism, stating that the agreement presents an opportunity to explore digital payment cooperation between Korea and Japan and to offer a convenient and secure experience to customers in both countries. SBI Holdings further emphasized its commitment to creating cooperation cases that result in stablecoin payments by combining the group's financial capabilities with the participating companies' security technologies.",
  "summary": "KB Kookmin Card announced on Oct. 13, that it signed a memorandum of understanding for digital financial cooperation with Japan’s comprehensive financial group SBI Holdings, as well as SBI Everspin and Everspin.The core of this agreement is to jointly explore plans to link the services of both count",
  "key_points": [
    "KB Kookmin Card and SBI Holdings sign MOU for digital financial cooperation.",
    "Aim to link services across Korea and Japan using AI agents and digital payments.",
    "KYA Trust Gateway to develop trust system for AI agents' identity and authority."
  ],
  "editors_take": "This cross-border partnership signals a shift toward automated finance where AI agents manage identity and payments to bridge the digital service gap between Korean and Japanese consumers.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}