{
  "id": 15512162,
  "title": "Lindung 24 Jam: Protection that goes beyond the workplace",
  "url": "https://urgent.news/2026/10/18/lindung-24-jam-protection-that-goes-beyond-the-workplace",
  "topic": "world",
  "section": "World",
  "published": "2026-10-18T23:01:29.000Z",
  "source": {
    "name": "New Straits Times",
    "slug": "new-straits-times",
    "url": "https://www.nst.com.my/news/nation/2026/10/1558559/lindung-24-jam-protection-goes-beyond-workplace"
  },
  "original_language": "en",
  "account": "KUALA LUMPUR: Mohd Ridhuan Zaini, a 46-year-old man, faced a financial burden of RM4,800 after paying for surgery following a motorcycle accident that left him with a fractured shoulder. The incident occurred on a Saturday in December last year when the experienced driver decided to skip work due to a family obligation. Later that day, he crashed his motorcycle, resulting in injuries and a month-long absence from work. Without personal medical insurance, Ridhuan relied on his company's medical coverage, as he was ineligible for Social Security Organisation (Perkeso) protection since the accident took place outside regular working hours. He had anticipated the Lindung 24 Jam scheme to be in effect, but it had not been implemented yet. Upon inquiring with his company, he learned that the coverage only applied to accidents during working hours, leaving him to seek treatment at a private hospital, which further strained his finances.",
  "summary": "KUALA LUMPUR: Mohd Ridhuan Zaini, 46, was left reeling after paying RM4,800 out of his own pocket for surgery following a motorcycle accident that left him with a fractured shoulder.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}