{
  "id": 15342940,
  "title": "Digital money: technology or institutions?",
  "url": "https://urgent.news/2026/10/18/dinero-digital-tecnologia-o-instituciones",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-18T03:30:00.000Z",
  "source": {
    "name": "El Pais Economia",
    "slug": "el-pais-economia",
    "url": "https://elpais.com/economia/negocios/2026-10-18/dinero-digital-tecnologia-o-instituciones.html"
  },
  "original_language": "es",
  "account": "The use of cash has decreased rapidly, from 68% of daily transactions in the eurozone in 2019 to 40% in 2025. In Nordic countries, cash is hardly used. Digital instruments, such as cryptocurrencies, digital wallets, and stablecoins, are using new infrastructures. These digital instruments differ in who issues them, what backs them, how they maintain trust, and how risks and benefits are distributed. Currently, euro banknotes in circulation represent around 10% of the monetary mass.",
  "summary": "EE UU extenderá el dominio del billete verde con ‘stablecoins’ privadas y descartará el dólar digital para los minoristas",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}