{
  "id": 15195113,
  "title": "Social engineering, not hacking, driving MoMo fraud in Ghana – MobileMoney Fintech",
  "url": "https://urgent.news/2026/10/17/social-engineering-not-hacking-driving-momo-fraud-in-ghana",
  "topic": "tech",
  "section": "Tech",
  "published": "2026-10-17T12:43:52.000Z",
  "source": {
    "name": "MyJoyOnline Ghana",
    "slug": "myjoyonline-ghana",
    "url": "https://www.myjoyonline.com/social-engineering-not-hacking-driving-momo-fraud-in-ghana-mobilemoney-fintech/"
  },
  "original_language": "en",
  "account": "Mobile money fraud in Ghana is increasingly being carried out through social engineering tactics instead of advanced hacking methods, according to MobileMoney Fintech Limited’s Senior Manager for Financial Crimes, Moses Tetteh. In an interview with MyJoyOnline at the 15th Absa-UPSA Law School Quarterly Banking Roundtable in Accra, Tetteh explained that fraudsters are manipulating unsuspecting users into disclosing sensitive information through trust, fear, or greed. Once they obtain a customer's login details, PIN, or other authentication information, they can access digital platforms and transfer funds. The senior manager emphasized the need for greater vigilance from both customers and mobile money agents to combat the growing threat. He warned that the fight against fraud should be a shared responsibility, involving every participant in the digital financial ecosystem. Tetteh stressed that protecting access credentials is crucial in reducing exposure to fraud and urged customers to limit the breach of their credentials.",
  "summary": "Mobile money fraudsters in Ghana are increasingly exploiting human behaviour rather than relying on sophisticated hacking techniques to steal customers’ money, according to MobileMoney Fintech Limited’s Senior Manager for Financial Crimes, Moses Tetteh. He said fraudsters were using social engineering tactics to manipulate unsuspecting users into disclosing sensitive information, which they then…",
  "key_points": [
    "Social engineering tactics, not hacking, driving MoMo fraud in Ghana",
    "Fraudsters manipulate users into disclosing sensitive info through trust, fear, or greed",
    "Greater vigilance from customers and mobile money agents needed to combat threat"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Joy Business",
        "title": "Social engineering, not hacking, driving MoMo fraud in Ghana – MobileMoney Fintech",
        "url": "https://urgent.news/2026/10/17/social-engineering-not-hacking-driving-momo-fraud-in-ghana-15196593",
        "published": "2026-10-17T12:43:52.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}